---
id: faq-0003
title: "What credit score do I need to finance a car?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlechevymchenry.com"
tags: ["financing", "credit", "loan", "eligibility"]
questions:
  - "Can I get a car loan with bad credit?"
  - "What credit score is required?"
  - "Do I have financing options if my credit is low?"
related: [pre-approval, loan-terms, credit-score-tips]
dealer: Castle Chevrolet McHenry
---

While lenders prefer higher scores, having lower credit doesn't mean you're out of luck. Many dealerships, including Castle Chevrolet McHenry, work with lenders who specialize in various credit situations-good, fair, or rebuilding.

Your rate and terms adjust based on your credit profile, but financing options exist across the spectrum. Factors beyond your score-like income, down payment, and co-signer support-also matter.

The best way to know your realistic options is to speak directly with our finance team. They'll review your situation honestly and find lenders willing to work with you.

**Call (779) 600-2956** to get personalized guidance and see what rates we can secure.