---
id: faq-0008
title: "What fees should I expect when financing a car?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlechevymchenry.com"
tags: ["financing", "fees", "costs", "transparency"]
questions:
  - "What are dealer fees?"
  - "Are there hidden costs in financing?"
  - "What's included in the total loan amount?"
related: [loan-terms, apr, monthly-payments]
dealer: Castle Chevrolet McHenry
---

Common financing fees include documentation (title, registration), lender origination, dealer prep, and optional add-ons (extended warranty, gap insurance, maintenance plans). Some fees are required; others are optional upgrades you can choose or decline.

The finance team will present all fees clearly before you sign, so there are no surprises. Gap insurance, for example, is optional but protects you if the vehicle is totaled before the loan is paid off.

At Castle Chevrolet McHenry, we explain every fee and what it covers. We're transparent about costs so you understand your total loan amount.

**Call (779) 600-2956** to ask about specific fees for your vehicle and learn what's optional vs. required.