---
id: faq-0010
title: "How do lease payments work and what do they include?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlechevymchenry.com"
tags: ["financing", "lease", "monthly payment", "coverage"]
questions:
  - "What's included in a lease payment?"
  - "Why is leasing cheaper than financing?"
  - "What do I pay for at the end of a lease?"
related: [lease-terms, buy-vs-lease, warranty]
dealer: Castle Chevrolet McHenry
---

Lease payments cover vehicle use for a fixed term (usually 24-36 months). Your monthly payment is typically lower than a loan because you're paying for depreciation during the lease, not the full vehicle value.

Most leases include manufacturer warranty coverage and roadside assistance, so major repairs are free. You return the car at lease end and walk away-no depreciation risk, no selling hassle.

At lease end, you may owe disposition fees, excess mileage charges (if you drove over the agreed limit), or wear-and-tear charges. This varies by lease contract.

At Castle Chevrolet McHenry, our finance team will explain your lease terms, mileage allowance, and end-of-lease costs upfront so you know exactly what to expect.

**Call (779) 600-2956** to explore current lease offers on Chevrolet vehicles.