---
id: faq-0023
title: "What happens if I miss a payment on my car loan?"
category: faq
subtopic: financing
page_type: faq
source_url: "https://www.castlechevymchenry.com"
tags: ["late-payment", "payment-issues", "hardship"]
questions:
  - "what if I can't make a payment?"
  - "what are the consequences of a late payment?"
  - "missed payment-what do I do?"
related: [monthly-payment, loan-agreement, contact-dealer]
dealer: Castle Chevrolet McHenry
---

Missing a payment can hurt your credit score and may result in late fees. If you're facing hardship, it's important to reach out to your lender right away-not waiting makes a big difference. Many lenders offer temporary solutions like deferment or restructuring if you communicate early.

If you financed through Castle Chevrolet McHenry, your lender (which partners with us) is your main point of contact. But our service team wants to help too-we're here to support our customers through tough times.

The best move is always honesty and quick action. Lenders would rather work with you than escalate.

**If you're struggling:** Call us at (779) 600-2956 and let's talk about your options. We're here to help.