---
id: faq-0103
title: "What does a typical lease payment include?"
category: faq
subtopic: leasing
page_type: faq
source_url: "https://www.castlechevymchenry.com"
tags: ["leasing", "faq", "lease-costs"]
questions:
  - "What am I paying for in a lease?"
  - "Does lease payment cover insurance and maintenance?"
  - "What's included in my monthly lease payment?"
related: [lease-payment-factors, lease-end-costs]
dealer: Castle Chevrolet McHenry
---

Your monthly lease payment primarily covers the car's depreciation during your lease term, financing charges (like interest), and taxes. It's typically lower than a loan payment for the same vehicle.

**What's usually NOT in your payment:** insurance (you pay separately), fuel, and routine maintenance-though most leases include factory-warranty coverage for maintenance. Some lease deals include tire rotation, oil changes, or roadside assistance; specifics vary by offer and term.

**What you will owe at lease end:** any excess mileage charges (if you went over your limit), wear-and-tear costs beyond normal use, and disposition fees.

Castle Chevrolet McHenry's finance team will show you an itemized breakdown of what's included in any lease offer. Call **(779) 600-2956** to review current lease terms and see exactly what's covered.